Reserve Bank of India Reports Significant Growth in Balance Sheet and Dividend for 2025

RBI's Financial Performance for 2025

Mumbai: As of March 31, 2025, the Reserve Bank of India's balance sheet has seen an impressive year-on-year growth of 8.20%, resulting in a substantial dividend payout of ₹2.69 lakh crore to the central government.

This growth in assets was primarily driven by a notable increase in gold holdings, domestic investments, and foreign investments, which rose by 52.09%, 14.32%, and 1.70%, respectively, according to the RBI's Annual Report for the fiscal year 2024-25 released on Thursday.

The total income for the year surged by 22.77%, while expenditures increased by 7.76%.

The report highlighted that the overall surplus for the year reached ₹2,68,590.07 crore, a significant rise from ₹2,10,873.99 crore in the previous year, marking an increase of 27.37%.

The RBI's balance sheet reflects its various functions, including currency issuance, monetary policy, and reserve management.

The balance sheet expanded by ₹5,77,718.72 crore, growing from ₹70,47,703.21 crore on March 31, 2024, to ₹76,25,421.93 crore on March 31, 2025.

On the liabilities side, the RBI noted growth due to an increase in currency notes issued, revaluation accounts, and other liabilities, which rose by 6.03%, 17.32%, and 23.31%, respectively.

As of March 31, 2025, domestic assets accounted for 25.73% of total assets, while foreign currency assets, gold (including deposits and holdings in India), and loans to foreign financial institutions made up 74.27%, compared to 23.31% and 76.69% the previous year.

Additionally, a provision of ₹44,861.70 crore was allocated to the Contingency Fund.