SMFG India Credit Company Reports Significant Decline in Q4 FY25 Net Profit

SMFG India Credit Company has reported a dramatic 94.78% decrease in net profit for the quarter ending March 2025, totaling Rs 8.76 crore. Despite this significant drop, the company saw a 23.31% increase in sales, reaching Rs 2,388.60 crore. For the full fiscal year, net profit also declined by 43.98%, while sales rose by 24.50%. This article delves into the financial performance and key metrics of the company, highlighting the contrasting trends in profit and sales.
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SMFG India Credit Company Reports Significant Decline in Q4 FY25 Net Profit

Financial Performance Overview

In the quarter ending March 2025, SMFG India Credit Company experienced a staggering 94.78% drop in net profit, amounting to Rs 8.76 crore, compared to Rs 167.88 crore in the same quarter of the previous year, March 2024. However, the company's sales saw a positive trend, increasing by 23.31% to reach Rs 2,388.60 crore, up from Rs 1,937.06 crore in the prior year.


For the entire fiscal year, the net profit fell by 43.98%, totaling Rs 343.93 crore, down from Rs 613.91 crore in the previous year. Conversely, sales for the year rose by 24.50%, reaching Rs 8,844.34 crore compared to Rs 7,103.88 crore in the previous fiscal year.


Financial Highlights
Particulars
Quarter Ended
Year Ended
Mar. 2025
Mar. 2024
% Var.
Mar. 2025
Mar. 2024
% Var.
Sales: 2388.60
1937.06
23
8844.34
7103.88
25
OPM %: 35.04
48.88
-
41.37
48.54
-
PBDT: 66.21
265.72
-75
653.18
955.31
-32
PBT: 14.40
223.83
-94
465.77
819.14
-43
NP: 8.76
167.88
-95
343.93
613.91
-44


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