SMFG India Credit Company Reports Significant Decline in Q4 FY25 Net Profit

Financial Performance Overview
In the quarter ending March 2025, SMFG India Credit Company experienced a staggering 94.78% drop in net profit, amounting to Rs 8.76 crore, compared to Rs 167.88 crore in the same quarter of the previous year, March 2024. However, the company's sales saw a positive trend, increasing by 23.31% to reach Rs 2,388.60 crore, up from Rs 1,937.06 crore in the prior year.
For the entire fiscal year, the net profit fell by 43.98%, totaling Rs 343.93 crore, down from Rs 613.91 crore in the previous year. Conversely, sales for the year rose by 24.50%, reaching Rs 8,844.34 crore compared to Rs 7,103.88 crore in the previous fiscal year.
Financial Highlights
Particulars
Quarter Ended
Year Ended
Mar. 2025
Mar. 2024
% Var.
Mar. 2025
Mar. 2024
% Var.
Sales: 2388.60
1937.06
23
8844.34
7103.88
25
OPM %: 35.04
48.88
-
41.37
48.54
-
PBDT: 66.21
265.72
-75
653.18
955.31
-32
PBT: 14.40
223.83
-94
465.77
819.14
-43
NP: 8.76
167.88
-95
343.93
613.91
-44