Four Arrested for ATM Card Cloning in Uttar Pradesh

In a significant crackdown, police in Uttar Pradesh have arrested four individuals for cloning ATM cards and defrauding unsuspecting victims. The suspects, hailing from Haryana, learned their illicit skills through online tutorials and executed their crimes under the cover of night. They utilized advanced techniques, including a swiping machine and mobile apps, to carry out their fraudulent activities. The police recovered various incriminating items during the arrests, shedding light on the criminals' operations. This article delves into their methods and the ongoing investigation.

By Narendra Chaudhary May 11, 2026, 07:45 IST

Police Capture ATM Card Cloners

Authorities have apprehended four individuals involved in cloning ATM cards. These suspects are accused of defrauding people using cloned cards. All four hail from Haryana and were arrested in Amroha, Uttar Pradesh. According to police reports, the arrested individuals learned how to clone credit and debit cards through YouTube tutorials, which led them to start their fraudulent activities. The police recovered a car, 14 debit cards, a credit card swiping machine, three mobile phones, and firearms from the suspects. ASP Ajay Pratap Singh stated that the suspects were caught near the Punjab National Bank in Chaudhpur. The arrested individuals are identified as Sanjeev Kumar, Mahendra, Amarjeet, and Ramesh Kumar, all residents of the Nardoh police station area in Hisar district. Their vehicle contained 14 ATM and debit cards, a swiping machine, three mobile phones, three firearms, and seven cartridges.

Modus Operandi of the Criminals

According to police, Sanjeev learned to clone ATM cards via YouTube. Subsequently, he purchased an MSR-6 swiping machine online from Ahmedabad. The group would withdraw money using cloned ATM cards around midnight to avoid detection, ensuring that the original cardholders would not receive transaction alerts or block their cards.

To facilitate their thefts, they downloaded the ESY MSI app on their mobile phones. The suspects would connect the swiping machine to their phones via Bluetooth after watching instructional videos on YouTube. They would then engage the cardholder in conversation to distract them while swiping their card through the machine.

These criminals targeted individuals in remote areas away from police stations. They utilized rented vehicles for their operations and even changed their vehicle's registration number after committing the crimes. Their victims primarily included residents from Uttar Pradesh, Haryana, Rajasthan, West Bengal, and Bihar.