Top 5 Government Schemes for Women Entrepreneurs to Secure Loans Easily

This article highlights five government schemes aimed at empowering women entrepreneurs by providing easy access to loans. From the Mudra Loan to the Stand-Up India initiative, these programs offer significant financial support for women looking to start their own businesses. Discover how these schemes can help you secure funding without the need for collateral, making it easier than ever to launch your entrepreneurial journey. Learn more about the benefits and features of each scheme to take the first step towards your business goals.

By Narendra Chaudhary Apr 23, 2026, 10:16 IST

Empowering Women Entrepreneurs

If you're a woman looking to start your own business, this news is tailored for you! The government has introduced five excellent schemes that allow you to secure loans with just a click. Discover how this significant opportunity can provide you with easy funding.

The Need for Loans in Business

In today's world, obtaining loans is essential for various purposes, including starting a business, purchasing land, or building a home. Funding is considered crucial for launching any business. Through this article, we aim to inform women about specific schemes that can help them kickstart their ventures. Women can easily access loans to begin their own enterprises.

Self-Help Groups

Women associated with Self-Help Groups can easily obtain loans from ICICI Bank. This bank has launched a fantastic initiative to support female entrepreneurs. Eligible women can secure loans up to ₹10 lakh without any collateral, with a repayment period of up to three years.

Mudra Loan

The Prime Minister has initiated the Mudra Loan scheme specifically for women. Under this program, women can acquire loans up to ₹10 lakh to start their businesses, with very low-interest rates. Additionally, women can easily obtain loans from NBFCs, as well as private and public sector banks.

Stand-Up India

Women looking to launch a completely new business can avail loans ranging from ₹10 lakh to ₹1 crore. A notable feature of this loan is the 18-month moratorium period, during which no repayments are required, followed by a repayment period of up to seven years.

Cent-Kalyani Scheme

The Central Bank of India offers business loans to women under the Cent-Kalyani Scheme. Female entrepreneurs starting ventures in the manufacturing or service sectors can secure loans up to ₹1 crore. A unique aspect of this loan is that the bank does not require any guarantees or collateral, only a 20% margin on the loan amount.

PNB Women Entrepreneur Scheme

Women can obtain loans up to ₹10 lakh under this scheme to start their businesses. This loan is available as a term loan for a duration of 3 to 5 years or as an overdraft for a period of 3 years.