Top 5 Government Schemes for Women Entrepreneurs to Secure Loans Easily

This article highlights five government schemes designed to assist women in securing loans to start their businesses. From the Mudra Loan to the Stand-Up India initiative, these programs offer significant financial support without the need for collateral. Women can access loans ranging from ₹10 lakh to ₹1 crore, with flexible repayment options. Discover how these schemes can empower you to take the first step towards entrepreneurship and achieve your business goals.

By Narendra Chaudhary Apr 13, 2026, 21:30 IST

Empowering Women Entrepreneurs

If you're a woman looking to start your own business, this news is tailored for you! The government has introduced five excellent schemes that allow you to secure loans with just a click. Discover how this significant opportunity can provide you with easy funding.

The Need for Loans in Today's World

In today's economy, loans are essential for various purposes, including starting a business, purchasing land, or building a home. Funding is crucial for launching any business. In this article, we will highlight specific schemes that enable women to kickstart their ventures and easily obtain loans.

Self-Help Groups

Women associated with Self-Help Groups can easily access loans from ICICI Bank. This bank has launched a fantastic initiative to support female entrepreneurs, allowing eligible women to borrow up to ₹10 lakh without any collateral. They have a repayment period of up to three years.

Mudra Loan

The Prime Minister has initiated the Mudra Loan scheme specifically for women. Under this program, women can secure loans of up to ₹10 lakh to start their businesses, with very low-interest rates. Additionally, women can easily obtain loans from NBFCs, as well as private and public sector banks.

Stand-Up India

Women looking to launch a brand-new business can avail loans ranging from ₹10 lakh to ₹1 crore. A notable feature of this loan is the 18-month moratorium period, during which repayments are not required, followed by a repayment duration of up to seven years.

Cent Kalyani Scheme

The Central Bank of India offers business loans to women under the Cent Kalyani Scheme. Female entrepreneurs starting ventures in the manufacturing or service sectors can borrow up to ₹1 crore. Notably, the bank does not require any guarantees or collateral, only a 20% margin on the loan amount.

PNB Women Entrepreneur Scheme

Under this scheme, women can secure loans of up to ₹10 lakh to start their businesses. This loan is available as a term loan for a duration of 3 to 5 years or as an overdraft for a period of 3 years.