Top 5 Government Schemes for Women Entrepreneurs to Secure Loans Easily

This article highlights five government schemes aimed at empowering women entrepreneurs by providing easy access to loans. From the Self-Help Group initiative to the Mudra Loan and Stand-Up India schemes, women can secure funding to start their businesses without the burden of collateral. Learn about the Cent-Kalyani Scheme and PNB Women Entrepreneur Scheme, which further facilitate financial support for women. Discover how these opportunities can help you embark on your entrepreneurial journey with confidence.

By Narendra Chaudhary Apr 2, 2026, 22:33 IST

Empowering Women Entrepreneurs

If you are a woman looking to start your own business, this news is tailored for you! The government has introduced five excellent schemes that allow you to secure loans with just a click. Discover how this significant opportunity can facilitate easy funding for your entrepreneurial journey.

The Need for Loans in Business

In today's world, obtaining loans is essential for various purposes, including starting a business, purchasing land, or building a home. Funding is crucial for launching any business. In this article, we will highlight some special schemes available for women, enabling them to kickstart their own ventures with ease.

Self-Help Groups

Women associated with Self-Help Groups can easily obtain loans from ICICI Bank. This bank has initiated a remarkable facility to support female entrepreneurs. Beneficiary women can secure loans up to ₹10 lakh without any collateral, with a repayment period of up to three years.

Mudra Loan

The Prime Minister has launched the Mudra Loan scheme specifically for women. Under this initiative, women can avail loans up to ₹10 lakh to start their businesses, with very low-interest rates. Additionally, women can also access loans from NBFCs, as well as private and public sector banks and institutions.

Stand-Up India

Women looking to establish a brand-new business can secure loans ranging from ₹10 lakh to ₹1 crore. A unique feature of this loan is the 18-month moratorium period, during which repayments are not required, followed by a repayment duration of up to seven years.

Cent-Kalyani Scheme

The Central Bank of India offers business loans to women under the Cent-Kalyani Scheme. Female entrepreneurs starting ventures in the manufacturing or service sectors can avail loans up to ₹1 crore. Notably, the bank does not require any guarantees or collateral, only a 20% margin on the loan amount.

PNB Women Entrepreneur Scheme

Under this scheme, women can secure loans up to ₹10 lakh to initiate their businesses. This loan is available as a term loan for a duration of 3 to 5 years or as an overdraft for a period of 3 years.