Four Arrested in Gurugram for Insurance Fraud Involving ₹1.19 Crore

In Gurugram, four suspects have been arrested for allegedly defrauding a victim of ₹1.19 crore by posing as Insurance Ombudsman officials. The fraud involved convincing the victim to transfer large sums under false pretenses related to lapsed insurance policies. The police have launched an investigation into the case, revealing the use of forged documents and multiple accomplices. This incident highlights the growing concern of cyber crimes and financial scams in the region. Read on to learn more about the details of this elaborate scheme and the ongoing investigation.

By Narendra Chaudhary Aug 8, 2026, 03:04 IST

Insurance Scam in Gurugram

Gurugram, August 7 - In a significant fraud case, four individuals have been apprehended for allegedly posing as officials from the Insurance Ombudsman and facilitating the transfer of ₹1.19 crore into various bank accounts. According to police reports, the suspects were presented in court, where they were remanded to two days of police custody. The incident came to light when a victim filed a complaint at the Cyber Crime West police station on July 27, claiming that unknown individuals had contacted him, pretending to be Insurance Ombudsman officials, and promised to refund ₹57 lakh for several lapsed insurance policies.

The accused assured the victim that they would assist in transferring the beneficiary code after the agent code was deactivated, claiming he would receive approximately ₹1.04 crore. Following this, the suspects convinced the victim to deposit around ₹1.19 crore into various bank accounts under the guise of fees for file processing, maintenance, transaction, and final settlement, among other expenses. Based on the complaint, police registered a case and arrested the four suspects on Wednesday.

The arrested individuals have been identified as Bharat Janak Singh (68) from East Mumbai, Mohammad Moshirol Haque (35) from West Bengal, Subhash Kumar (40) from Delhi, and Sahil Gusain (19) from Delhi. Assistant Police Commissioner (Cyber) Gaurav Phogat revealed that during interrogation, it was discovered that Haque allegedly opened a bank account using forged Aadhaar and PAN cards under the name 'Utsav Upadhyay,' into which approximately ₹43 lakh from the complainant was transferred. Singh reportedly withdrew this amount via cheque and, after taking his and another accused's commission, handed over the remaining cash to his accomplices.

According to the Assistant Police Commissioner, Kumar operates a cyber café and is accused of creating fake Aadhaar and PAN cards, while Gusain assisted in preparing counterfeit documents and acquiring SIM cards used for fraudulent calls. Investigations are ongoing, and further inquiries are being conducted with the suspects.