Four Arrested for ATM Card Cloning in Uttar Pradesh

In a significant crackdown, police in Uttar Pradesh have arrested four individuals involved in cloning ATM cards and defrauding unsuspecting victims. The suspects, hailing from Haryana, learned their illicit techniques through online tutorials and executed their crimes primarily at night to avoid detection. With a range of stolen items recovered, including multiple debit cards and a swiping machine, the police are investigating their extensive network of fraud across several states. This incident highlights the growing issue of ATM fraud and the innovative methods used by criminals to exploit unsuspecting individuals.

By Narendra Chaudhary Apr 28, 2026, 22:21 IST

Police Crackdown on ATM Card Cloning Gang

Authorities have apprehended four individuals involved in the cloning of ATM cards. These suspects are accused of defrauding people using cloned cards. All four hail from Haryana and were captured in Amroha, Uttar Pradesh. According to police reports, the arrested individuals learned the techniques for cloning credit and debit cards through YouTube tutorials, which they subsequently used to commit fraud. Law enforcement recovered a vehicle, 14 debit cards, a credit card swiping machine, three mobile phones, and firearms from the suspects. ASP Ajay Pratap Singh provided details about the incident, stating that the suspects were intercepted near a Punjab National Bank in Chaudhpur. The arrested individuals are identified as Sanjeev Kumar, Mahendra, Amarjeet, and Ramesh Kumar, all residents of the Nardoh area in Hisar district.

The police seized 14 ATM and debit cards, a swiping machine, three mobile phones, three firearms, and seven cartridges from their vehicle.

Modus Operandi of the Fraudsters

According to the police, Sanjeev learned how to clone ATM cards via YouTube. Following this, he purchased an MSR-6 swiping machine online from Ahmedabad. The gang would withdraw money using cloned ATM cards around midnight to avoid detection, ensuring that victims would not receive alerts or block their cards.

To facilitate their thefts, they downloaded the ESY MSI app on their mobile phones. The suspects would connect the swiping machine to their phones via Bluetooth after watching instructional videos on YouTube. They would then engage the cardholder in conversation to distract them while swiping their card through the machine.

These criminals targeted individuals in remote areas, using rented vehicles for their operations. After committing the crimes, they would even change the vehicle's registration number. Their victims primarily included residents from Uttar Pradesh, Haryana, Rajasthan, West Bengal, and Bihar.