RBI Announces Bank Holidays for July 2026: Key Dates to Note

The Reserve Bank of India has announced a total of 12 bank holidays for July 2026, impacting both public and private sector banks. This includes regular closures on Sundays and specific holidays for regional festivals. Customers are advised to check with their local bank branches for the exact holiday schedule, as some holidays are state-specific. While bank branches will be closed, digital banking services will remain operational, allowing customers to access their accounts and perform transactions online. This article provides a detailed overview of the holiday calendar and the banking services available during these periods.

By Narendra Chaudhary Jul 7, 2026, 14:08 IST

Overview of Bank Holidays in July 2026

The Reserve Bank of India (RBI) has released a list of 12 bank holidays for July 2026, affecting both public and private banks, including major institutions like the State Bank of India (SBI), HDFC Bank, ICICI Bank, and Canara Bank. This holiday schedule includes regular closures on Sundays and the second and fourth Saturdays, along with specific holidays for regional festivals and commemorative events. Since some holidays are only applicable in certain states and Union Territories, customers are encouraged to confirm the holiday schedule with their local bank branch to avoid any inconvenience, especially during long weekends or regional celebrations.

Detailed RBI Bank Holiday Calendar for July 2026

The RBI has designated the following days as bank holidays across various regions in India:

July 5: Sunday – Nationwide closure.
July 6: Closure in Aizawl (Mizoram) for Mizo Hmeichhe Insuihkhawm Pawl (MHIP) Day.
July 9: Closure in Shillong (Meghalaya) for Beh Deinkhlam.
July 11: Second Saturday – Nationwide closure.
July 12: Sunday – Nationwide closure.
July 16: Closure in Bhubaneswar (Odisha), Dehradun (Uttarakhand), and Imphal (Manipur) for Ratha Yatra, Kang (Rathajatra), and Harela, respectively.
July 17: Closure in Shillong (Meghalaya) for the Death Anniversary of U Tirot Singh.
July 18: Closure in Gangtok (Sikkim) for Drukpa Tshe-zi.
July 19: Sunday – Nationwide closure.
July 22: Closure in Agartala (Tripura) for Kharchi Puja.
July 25: Fourth Saturday – Nationwide closure.
July 26: Sunday – Nationwide closure.

It is important to note that the RBI's holiday schedule varies by state, reflecting local festivals and regional needs. In addition to regional holidays, banks are closed every Sunday and on the second and fourth Saturdays of each month, as per RBI regulations.

Weekend Holidays in July 2026

For July 2026, the nationwide weekend holidays are as follows:

Sundays: July 5, 12, 19, and 26
Second Saturday: July 11
Fourth Saturday: July 25

Normal banking operations will continue on the first, third, and fifth Saturdays unless a regional holiday is declared.

Banking Services Available During Holidays

While physical bank branches will be closed on the specified holidays, most digital banking services will remain operational. Customers can utilize internet banking, mobile banking apps, and UPI services throughout the holidays, barring any temporary maintenance announcements from banks. ATM services will also be available for cash withdrawals and other routine transactions.

The RBI designates these holidays under the Negotiable Instruments Act, which means that services involving instruments like cheques and promissory notes will generally not be available on these holidays. However, customers can still use digital payment platforms, debit and credit cards, and ATM networks. Many routine banking tasks, such as fund transfers through digital channels and card-related services, will remain accessible even when bank branches are closed. To prevent any last-minute issues, customers planning to visit branches or conduct transactions requiring physical documentation should verify with their respective bank branches, particularly for region-specific holidays.